Terms of Use

Information about us

  • Our Website is operated by or on behalf of Vannin Capital PCC or by one of our subsidiary companies (together ‘we’ or ‘us’ or ‘our’).
  • We are registered in Jersey under company number 119327 with registered address 13-14 Esplanades, St Helier, Jersey JE1 1EE

Accessing Our Website

Access to Our Website is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on Our Website without notice (see below). We will not be liable if for any reason Our Website is unavailable at any time or for any period. From time to time, we may restrict access to Our Website or some parts of Our Website to users who have registered with us.

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with the provisions of these Website Terms of Use.

When using Our Website, you must comply with the provisions of our Use Policy. You are responsible for making all arrangements necessary for you to have access to Our Website. You are also responsible for ensuring that all persons who access Our Website through your Internet connection are aware of these Website Terms of Use, and that they comply with them. We do not warrant or guarantee:

  • that Our Website will be virus or error free; or
  • the information provided on Our Website.

Whilst we make all reasonable attempts to exclude viruses and errors from Our Website, we cannot ensure such exclusion and no liability is accepted for viruses or errors. You are therefore recommended to take all appropriate safeguards before downloading information or images from Our Website.

All information, references and other details contained in Our Website are provided in good faith and believed to be correct, but any user intending to act upon information published on Our Website should not rely on them as statements of fact, but must satisfy themselves otherwise as to the correctness of them.

Intellectual Property Rights

We are the owner or the licensee of all intellectual property rights that are contained on Our Website and in the material published thereon. Those works are protected by copyright laws. All such rights are reserved.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of material on Our Website must always be acknowledged.

You must not use any part of the materials on Our Website for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of Our Website in breach of these Website Terms of Use, your right to use Our Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Resale of any information that is provided on Our Website is expressly forbidden.

Reliance on information posted or provided

Commentary and other materials posted on Our Website are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to Our Website, or by anyone who may be informed of its contents.

Our site changes regularly

We aim to update Our Website regularly, and may change the content at any time. If the need arises, we may suspend access to any or all of Our Website, or close it indefinitely. The material on Our Website may be out of date at any given time, and we are under no obligation to update such material.

Our Liability

The material displayed on Our Website is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we, other members of our group of companies and third parties connected to us hereby expressly exclude:

  • all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity; or
  • any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with Our Website or in connection with the use, inability to use, or results of the use of Our Website, any Website linked to Our Website and any materials posted thereon, including, without limitation any liability for:
  • loss of income or revenue;
  • loss of business;
  • loss of profits or contracts;
  • loss of anticipated savings;
  • loss of data;
  • loss of goodwill;
  • wasted management or office time; and
  • for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by the categories set out above.

This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

Information About You and Your Visits to Our Website

We process information about you in accordance with our privacy policy and our cookie policy. By using Our Website, you consent to such processing and you warrant that all data provided by you is accurate.

Viruses, Hacking and other offences

You must not misuse Our Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to Our Website, the server on which Our Website is stored or any server, computer or database connected to Our Website. You must not attack Our Website via a denial-of-service attack or a distributed denial-of-service attack.

By breaching this provision, you would commit a criminal offence under the Jersey Computer Misuse Act 1995. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use Our Website will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of Our Website or to your downloading of any material posted thereon, or on any website linked thereto.

Linking to Our Website

You may link to Our Website, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link from any website that is not owned by you.

None of Our Website shall be framed on any other site. We reserve the right to withdraw linking permission without notice. The website from which you are linking must comply in all respects with the content standards set out in our Use Policy.

If you wish to make any use of material on Our Website other than that set out above, please address your request to info@vannin.com.

Links From Our Website

Where Our Website contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.

These Website Terms of Use do not apply to any third party website that is linked from time to time to Our Website.

You should read the terms and conditions pertaining to such third party website before using them and direct any questions or comments about the linked website's contents to the relevant website provider.

Jurisdiction and Applicable Law

The Jersey courts will have non-exclusive jurisdiction over any claim arising from, or related to, a visit to our site although we retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country.

These Website Terms of Use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with Jersey law.

Trade marks

All trading names, brand names, products and service names and titles and copyrights used in Our Website are trade marks, trade names and service marks or copyrights of their respective holders. No permission is given by us for their use by any person other than such holders and such use may constitute an infringement of the holders' rights.


We may revise these Website Terms of Use and the documents referred to herein.

You are expected to review these Website Terms of Use and to the documents referred to herein from time to time in order to consider any changes that we make hereto and thereto, as such changes will be binding on you once you access Our Website.

Some of the provisions contained in these Website Terms of Use may also be superseded by provisions or notices published elsewhere on Our Website.


If any provision of these Website Terms of Use is found to be invalid or unenforceable by a court, then it will be severed from the rest of these Website Terms of Use which shall remain unaffected.

Entire Agreement

These Website Terms of Use and the documents and policies referred to herein represent the entire understanding relating to the use of Our Website and supersede all other statements, representations or warranties (whether written, made electronically or orally) that we may have made previously.

Nothing in these Website Terms of Use shall affect the liability of either party in respect of any misrepresentation, warranty or condition that it makes fraudulently.

Any rights not expressly granted in these Website Terms of Use are reserved by us.

Use Policy

1. Background

This Use Policy together with our Website Terms of Use provides you with certain information, guide lines and use policies regarding the use of our services and equipment. Please read the following carefully to understand our Use Policy.

Any terms not defined in this Use Policy shall take the meaning provided in our Website Terms of Use.

2. Definitions

Any capitalised terms not defined in this Use Policy shall take the meaning provided in our Website Terms of Use.

3. Use Policy

We require that no element of our services or Our Website shall be used by you or any third party:

  • fraudulently unlawfully or in connection with a criminal offence; or
  • to send, receive, upload, download, use or re-use any information or material which is offensive, abusive, defamatory, obscene or menacing, or in breach of confidence, copyright, privacy or any other rights or laws whatsoever; or
  • in breach of instructions that we may have given hereunder or otherwise; or
  • to cause annoyance, inconvenience or needless anxiety; or
  • to send or provide unsolicited advertising or promotional material; or
  • other than in accordance with the reasonable use standards normally expected over the Internet; or
  • in breach of any law, intellectual property right or legal obligation applicable to Our Website anywhere in the world; or
  • for any unauthorised accessing or facilitating unauthorised accessing to any data belonging to any third party; or
  • in a manner which invades the privacy of others or that is otherwise anti-social; or
  • in a manner which breaches any law of any jurisdiction relating to banking, insurance, financial services, the issue and offering of securities and investments, the provision of credit or associated services or investment business; or
  • in a manner which is defamatory of any person (in any jurisdiction).

4. Breach of Use Policy

If we reasonably believe that any use that you may make of Our Website is in breach of this Use Policy, then we shall be entitled to issue a written notice to you requesting that you remedy your breach of this Use Policy within five (5) business days.

If you do not rectify your breach of this Use Policy in accordance with this section 4 of this Use Policy or in our view have not used your best endeavours to rectify your breach of this Use Policy in the five business days following the receipt of our written notice to do so, then we shall be entitled to block your access to Our Website

Your Concerns

If you have any concerns about material which appears on Our Website, please Contact Us

Thank you for visiting Our Website.